@charset "UTF-8";
/* ============================================
   Harbour Wealth Prototype — Brand Tokens & Base
   ============================================ */

:root {
  --navy: #444444;
  --navy-dark: #333333;
  --navy-light: #555555;
  --red: #666666;
  --red-hover: #555555;
  --blue-accent: #666666;
  --body-text: #777777;
  --heading-dark: #333333;
  --light-bg: #f5f5f5;
  --border: #ddd;
  --white: #ffffff;
  --off-white: #cccccc;
}

*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 120px;
}

body {
  font-family: 'Public Sans', Helvetica, Arial, sans-serif;
  color: var(--body-text);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a {
  text-decoration: none;
  color: inherit;
}

img {
  max-width: 100%;
  display: block;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}


/* ============================================
   Main Navigation
   ============================================ */

.main-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: var(--navy);
  transition: background 0.3s;
}

.main-nav .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
}

.nav-logo-icon {
  width: 36px;
  height: 36px;
  background: var(--white);
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.nav-logo-icon .inner {
  width: 12px;
  height: 12px;
  background: var(--navy);
  border-radius: 2px;
}

.nav-logo-text {
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 3px;
  color: var(--white);
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}

.nav-links a {
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 1px;
  color: var(--off-white);
  text-transform: uppercase;
  transition: color 0.2s;
  position: relative;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--white);
}

.nav-links a.active::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--white);
}


/* ============================================
   Page Hero
   ============================================ */

.page-hero {
  margin-top: 72px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 80px 0 48px;
  color: var(--white);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 400"><defs><linearGradient id="g" x1="0%25" y1="0%25" x2="100%25" y2="100%25"><stop offset="0%25" stop-color="%23ffffff" stop-opacity="0.03"/><stop offset="100%25" stop-color="%23ffffff" stop-opacity="0"/></linearGradient></defs><circle cx="900" cy="100" r="300" fill="url(%23g)"/><circle cx="200" cy="350" r="200" fill="url(%23g)"/></svg>');
  background-size: cover;
}

.page-hero > * {
  position: relative;
}

.page-hero h1 {
  font-size: 42px;
  font-weight: 700;
  margin-bottom: 12px;
  letter-spacing: -0.5px;
}

.page-hero p {
  font-size: 18px;
  font-weight: 300;
  opacity: 0.85;
  max-width: 600px;
  margin: 0 auto;
}


/* ============================================
   Section Tab Bar (sticky)
   ============================================ */

.section-tabs {
  position: sticky;
  top: 72px;
  z-index: 900;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
}

.section-tabs .container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.tab-link {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  flex: 1;
  padding: 16px 14px;
  font-size: 13.5px;
  font-weight: 500;
  color: var(--body-text);
  white-space: nowrap;
  border-bottom: 3px solid transparent;
  transition: all 0.2s;
  cursor: pointer;
}

.tab-link:hover {
  color: var(--navy);
  background: var(--light-bg);
}

.tab-link.active {
  color: var(--navy);
  border-bottom-color: var(--navy);
  font-weight: 600;
}

.tab-link svg {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}


/* ============================================
   Content Sections
   ============================================ */

.content-section {
  padding: 64px 0;
}

.content-section:nth-child(even) {
  background: var(--light-bg);
}

.section-header {
  margin-bottom: 40px;
}

.section-header h2 {
  font-size: 28px;
  font-weight: 700;
  color: var(--heading-dark);
  margin-bottom: 8px;
}

.section-header p {
  font-size: 16px;
  color: var(--body-text);
  max-width: 600px;
}

.section-label {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: 8px;
}


/* ============================================
   Article Cards
   ============================================ */

.articles-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.article-card {
  background: var(--white);
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.08), 0 4px 12px rgba(0, 0, 0, 0.04);
  transition: transform 0.2s, box-shadow 0.2s;
  cursor: pointer;
}

.article-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.12), 0 8px 24px rgba(0, 0, 0, 0.08);
}

.article-card-image {
  height: 200px;
  background: var(--navy);
  position: relative;
  overflow: hidden;
}

.article-card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.article-card-image .card-badge {
  position: absolute;
  top: 12px;
  left: 12px;
  background: var(--red);
  color: var(--white);
  font-size: 11px;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 4px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.article-card-body {
  padding: 20px;
}

.article-card-date {
  font-size: 12px;
  color: #999;
  margin-bottom: 8px;
}

.article-card-title {
  font-size: 17px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 8px;
  line-height: 1.35;
}

.article-card-excerpt {
  font-size: 14px;
  color: var(--body-text);
  line-height: 1.5;
  margin-bottom: 12px;
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.article-card-meta {
  font-size: 12px;
  color: #999;
  display: flex;
  align-items: center;
  gap: 12px;
}

.article-card-meta span {
  display: flex;
  align-items: center;
  gap: 4px;
}

.view-all-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 32px;
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
  transition: gap 0.2s;
}

.view-all-link:hover {
  gap: 10px;
  color: var(--blue-accent);
}


/* ============================================
   Structured Products
   ============================================ */

.products-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.product-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 28px;
  transition: border-color 0.2s, box-shadow 0.2s;
  cursor: pointer;
}

.product-card:hover {
  border-color: var(--navy);
  box-shadow: 0 4px 12px rgba(41, 62, 93, 0.1);
}

.product-card-icon {
  width: 48px;
  height: 48px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  color: var(--white);
}

.product-card h3 {
  font-size: 18px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 8px;
}

.product-card p {
  font-size: 14px;
  color: var(--body-text);
  line-height: 1.5;
}

.product-card .card-arrow {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 16px;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
}


/* ============================================
   Education Section
   ============================================ */

.education-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.edu-card {
  background: var(--white);
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.08);
  transition: transform 0.2s, box-shadow 0.2s;
  cursor: pointer;
}

.edu-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.edu-card-image {
  height: 160px;
  background: var(--light-bg);
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}

.edu-card-image .play-icon,
.article-card-image .play-icon {
  width: 56px;
  height: 56px;
  background: rgba(255, 255, 255, 0.9);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
}

.edu-card-image .play-icon svg,
.article-card-image .play-icon svg {
  width: 24px;
  height: 24px;
  color: var(--navy);
  margin-left: 3px;
}

/* Edu card images centre their contents with flex; article card images don't,
   so the play affordance is centred explicitly there. SIM-2132. */
.article-card-image .play-icon {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}

.edu-card-body {
  padding: 20px;
}

.edu-card-tag {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--blue-accent);
  background: rgba(12, 113, 195, 0.08);
  padding: 3px 8px;
  border-radius: 4px;
  margin-bottom: 10px;
}

.edu-card-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 6px;
  line-height: 1.35;
}

.edu-card-desc {
  font-size: 13px;
  color: var(--body-text);
  line-height: 1.5;
}


/* ============================================
   Newsletter Section
   ============================================ */

.newsletter-section {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: var(--white);
  padding: 80px 0;
  text-align: center;
}

.newsletter-section h2 {
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--white);
}

.newsletter-section p {
  font-size: 16px;
  opacity: 0.8;
  max-width: 500px;
  margin: 0 auto 32px;
}

.newsletter-form {
  display: flex;
  max-width: 480px;
  margin: 0 auto;
  gap: 0;
}

.newsletter-form input {
  flex: 1;
  padding: 14px 20px;
  font-size: 15px;
  font-family: inherit;
  border: 2px solid rgba(255, 255, 255, 0.2);
  border-right: none;
  border-radius: 6px 0 0 6px;
  background: rgba(255, 255, 255, 0.1);
  color: var(--white);
  outline: none;
  transition: border-color 0.2s;
}

.newsletter-form input::placeholder {
  color: rgba(255, 255, 255, 0.5);
}

.newsletter-form input:focus {
  border-color: rgba(255, 255, 255, 0.5);
}

.newsletter-form button {
  padding: 14px 28px;
  font-size: 14px;
  font-weight: 600;
  font-family: inherit;
  background: var(--red);
  color: var(--white);
  border: none;
  border-radius: 0 6px 6px 0;
  cursor: pointer;
  transition: background 0.2s;
  white-space: nowrap;
}

.newsletter-form button:hover {
  background: var(--red-hover);
}


/* ============================================
   Interactive Dashboard Placeholder
   ============================================ */

.dashboard-bar {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 16px 0 14px;
  position: relative;
}

.dashboard-bar-caption {
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: #999;
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
}

.dashboard-bar-caption .ticker-period-toggle {
  display: inline-flex;
  gap: 4px;
  vertical-align: middle;
}

.dashboard-bar-caption .ticker-period-toggle span {
  padding: 2px 8px;
  border-radius: 10px;
  background: var(--light-bg);
  color: #888;
  font-size: 10px;
  letter-spacing: 0.5px;
}

.dashboard-bar-caption .ticker-period-toggle span.active {
  background: var(--navy);
  color: var(--white);
}

.dashboard-bar .container {
  display: block;
}

.dashboard-bar-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.dashboard-stat {
  display: flex;
  flex-direction: column;
  min-width: 0;
  flex: 1;
  text-align: center;
}

.dashboard-stat-label {
  font-size: 11px;
  font-weight: 500;
  color: #999;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 2px;
}

.dashboard-stat-value {
  font-size: 18px;
  font-weight: 700;
  color: var(--heading-dark);
  white-space: nowrap;
}

.dashboard-stat-change {
  font-size: 12px;
  font-weight: 600;
}

.dashboard-stat-change.up {
  color: #22a06b;
}

.dashboard-stat-change.down {
  color: var(--red);
}

.dashboard-divider {
  width: 1px;
  height: 40px;
  background: var(--border);
  flex-shrink: 0;
}


/* ============================================
   Footer
   ============================================ */

.site-footer {
  background: var(--navy-dark);
  color: rgba(255, 255, 255, 0.7);
  padding: 60px 0 32px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1.5fr;
  gap: 40px;
  margin-bottom: 40px;
}

.footer-brand p {
  font-size: 14px;
  line-height: 1.6;
  margin-top: 16px;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 4px;
}

.footer-logo .nav-logo-icon {
  width: 32px;
  height: 32px;
}

.footer-logo .nav-logo-icon .inner {
  width: 10px;
  height: 10px;
}

.footer-logo-text {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 2.5px;
  color: var(--white);
  text-transform: uppercase;
}

.footer-links h4 {
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--white);
  margin-bottom: 16px;
}

.footer-links ul {
  list-style: none;
}

.footer-links li {
  margin-bottom: 8px;
}

.footer-links a {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.6);
  transition: color 0.2s;
}

.footer-links a:hover {
  color: var(--white);
}

.footer-social {
  display: flex;
  gap: 10px;
  margin-top: 20px;
}

.footer-social a {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: opacity 0.2s;
}

.footer-social a.linkedin {
  background: #0077b5;
}

.footer-social a.instagram {
  background: #e4405f;
}

.footer-social a.facebook {
  background: #1877f2;
}

.footer-social a:hover {
  opacity: 0.85;
}

.footer-social svg {
  width: 16px;
  height: 16px;
  fill: var(--white);
}

.footer-legal {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.4);
  text-align: center;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  line-height: 1.6;
}


/* ============================================
   Article Detail Page
   ============================================ */

.article-hero {
  margin-top: 72px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 60px 0;
  color: var(--white);
}

.article-hero .breadcrumb {
  font-size: 13px;
  opacity: 0.7;
  margin-bottom: 20px;
}

.article-hero .breadcrumb a {
  color: var(--white);
  opacity: 0.8;
}

.article-hero .breadcrumb a:hover {
  opacity: 1;
}

.article-hero h1 {
  font-size: 36px;
  font-weight: 700;
  max-width: 720px;
  line-height: 1.25;
  margin-bottom: 16px;
}

.article-hero .article-meta {
  display: flex;
  align-items: center;
  gap: 16px;
  font-size: 14px;
  opacity: 0.8;
}

.article-hero .article-meta .badge {
  background: var(--red);
  color: var(--white);
  font-size: 11px;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 4px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  opacity: 1;
}

/* Video articles lead with the embed, matched to the body column. SIM-2132. */
.article-video {
  max-width: 720px;
  margin: 0 auto;
  padding: 48px 24px 0;
}

.article-video-frame {
  position: relative;
  padding-top: 56.25%; /* 16:9 */
  background: var(--navy);
  border-radius: 8px;
  overflow: hidden;
}

.article-video-frame iframe,
.article-video-frame object,
.article-video-frame embed {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border: 0;
}

.article-content {
  max-width: 720px;
  margin: 0 auto;
  padding: 48px 24px 64px;
}

.article-content p {
  font-size: 17px;
  line-height: 1.75;
  margin-bottom: 24px;
  color: #444;
}

.article-content h2 {
  font-size: 24px;
  font-weight: 700;
  color: var(--heading-dark);
  margin: 40px 0 16px;
}

.article-content blockquote {
  border-left: 4px solid var(--navy);
  padding: 16px 24px;
  margin: 32px 0;
  background: var(--light-bg);
  border-radius: 0 8px 8px 0;
  font-style: italic;
  color: var(--heading-dark);
}


/* ============================================
   CTA Banner (inline newsletter)
   ============================================ */

.cta-banner {
  background: var(--light-bg);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 32px;
  margin: 40px 0;
  text-align: center;
}

.cta-banner h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--heading-dark);
  margin-bottom: 8px;
}

.cta-banner p {
  font-size: 14px !important;
  color: var(--body-text) !important;
  margin-bottom: 16px !important;
}

.cta-banner .newsletter-form {
  max-width: 400px;
}


/* ============================================
   Related Articles
   ============================================ */

.related-section {
  background: var(--light-bg);
  padding: 64px 0;
}

.related-section h2 {
  font-size: 24px;
  font-weight: 700;
  color: var(--heading-dark);
  margin-bottom: 32px;
}


/* ============================================
   Back to Top
   ============================================ */

.back-to-top {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 44px;
  height: 44px;
  background: var(--navy);
  color: var(--white);
  border: none;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  opacity: 0;
  transition: opacity 0.3s, transform 0.3s;
  transform: translateY(8px);
  z-index: 800;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.2);
}

.back-to-top.visible {
  opacity: 1;
  transform: translateY(0);
}

.back-to-top:hover {
  background: var(--navy-light);
}


/* ============================================
   Structured Products Detail Pages
   ============================================ */

.product-hero {
  margin-top: 120px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 60px 0;
  color: var(--white);
}

.product-hero .breadcrumb {
  font-size: 13px;
  opacity: 0.7;
  margin-bottom: 20px;
}

.product-hero .breadcrumb a {
  color: var(--white);
  opacity: 0.8;
}

.product-hero .breadcrumb a:hover {
  opacity: 1;
}

.product-hero h1 {
  font-size: 36px;
  font-weight: 700;
  max-width: 720px;
  line-height: 1.25;
  margin-bottom: 12px;
}

.product-hero p {
  font-size: 17px;
  opacity: 0.8;
  max-width: 600px;
}

/* The strategies hero runs to two paragraphs (SIM-2132); the base rule sets no
   margin, so stacked paragraphs would otherwise collide. */
.product-hero p + p {
  margin-top: 14px;
}

.product-list {
  padding: 64px 0;
}

.product-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 28px 32px;
  margin-bottom: 16px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 24px;
  align-items: center;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.product-item:hover {
  border-color: var(--navy);
  box-shadow: 0 2px 8px rgba(41, 62, 93, 0.08);
}

.product-item-name {
  font-size: 18px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 4px;
}

.product-item-desc {
  font-size: 14px;
  color: var(--body-text);
  line-height: 1.5;
}

.product-item-meta {
  display: flex;
  gap: 24px;
  flex-shrink: 0;
}

.product-item-stat {
  text-align: center;
}

.product-item-stat-value {
  font-size: 20px;
  font-weight: 700;
  color: var(--heading-dark);
}

.product-item-stat-label {
  font-size: 11px;
  color: #999;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.product-status {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 12px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.product-status.active {
  background: rgba(34, 160, 107, 0.1);
  color: #22a06b;
}

.product-status.maturing {
  background: rgba(230, 153, 0, 0.1);
  color: #cc8800;
}

.product-status.new {
  background: rgba(12, 113, 195, 0.1);
  color: var(--blue-accent);
}

.info-box {
  background: var(--light-bg);
  border-radius: 8px;
  padding: 24px;
  margin: 24px 0;
}

.info-box h4 {
  font-size: 15px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 8px;
}

.info-box p {
  font-size: 14px;
  color: var(--body-text);
  line-height: 1.6;
  margin: 0;
}

.strategy-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 32px;
}

.strategy-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 24px;
  transition: border-color 0.2s;
}

.strategy-card:hover {
  border-color: var(--navy);
}

.strategy-card h3 {
  font-size: 17px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 6px;
}

.strategy-card .risk-label {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  padding: 3px 8px;
  border-radius: 4px;
  margin-bottom: 12px;
}

.strategy-card .risk-label.conservative {
  background: rgba(34, 160, 107, 0.1);
  color: #22a06b;
}

.strategy-card .risk-label.moderate {
  background: rgba(12, 113, 195, 0.1);
  color: var(--blue-accent);
}

.strategy-card .risk-label.growth {
  background: rgba(230, 153, 0, 0.1);
  color: #cc8800;
}

.strategy-card .risk-label.aggressive {
  background: rgba(163, 35, 34, 0.1);
  color: var(--red);
}

.strategy-card p {
  font-size: 14px;
  color: var(--body-text);
  line-height: 1.5;
  margin-bottom: 12px;
}

.strategy-card .allocation-bar {
  display: flex;
  height: 8px;
  border-radius: 4px;
  overflow: hidden;
  margin-top: 12px;
}

.allocation-bar .equity { background: var(--navy); }
.allocation-bar .bonds { background: var(--blue-accent); }
.allocation-bar .property { background: #22a06b; }
.allocation-bar .cash { background: #e0e0e0; }
.allocation-bar .alternatives { background: #cc8800; }

.allocation-legend {
  display: flex;
  gap: 12px;
  margin-top: 8px;
  flex-wrap: wrap;
}

.allocation-legend span {
  font-size: 11px;
  color: #999;
  display: flex;
  align-items: center;
  gap: 4px;
}

.allocation-legend .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  flex-shrink: 0;
}


/* ============================================
   Education Detail Pages
   ============================================ */

.edu-hero {
  margin-top: 120px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 60px 0;
  color: var(--white);
}

.edu-hero .breadcrumb {
  font-size: 13px;
  opacity: 0.7;
  margin-bottom: 20px;
}

.edu-hero .breadcrumb a {
  color: var(--white);
  opacity: 0.8;
}

.edu-hero h1 {
  font-size: 36px;
  font-weight: 700;
  max-width: 720px;
  line-height: 1.25;
  margin-bottom: 16px;
}

.edu-hero .article-meta {
  display: flex;
  align-items: center;
  gap: 16px;
  font-size: 14px;
  opacity: 0.8;
}

.edu-hero .article-meta .badge {
  background: var(--blue-accent);
  color: var(--white);
  font-size: 11px;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 4px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  opacity: 1;
}

.key-takeaways {
  background: var(--light-bg);
  border-radius: 8px;
  padding: 24px 28px;
  margin: 32px 0;
}

.key-takeaways h4 {
  font-size: 14px;
  font-weight: 700;
  color: var(--heading-dark);
  margin-bottom: 12px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.key-takeaways ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.key-takeaways li {
  font-size: 15px;
  color: #444;
  padding: 6px 0 6px 24px;
  position: relative;
  line-height: 1.5;
}

.key-takeaways li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: #22a06b;
  font-weight: 700;
}

.video-embed {
  background: var(--navy);
  border-radius: 8px;
  aspect-ratio: 16/9;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 32px 0;
  position: relative;
  cursor: pointer;
}

.video-embed .play-btn {
  width: 72px;
  height: 72px;
  background: rgba(255, 255, 255, 0.9);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.3);
  transition: transform 0.2s;
}

.video-embed:hover .play-btn {
  transform: scale(1.08);
}

.video-embed .play-btn svg {
  width: 28px;
  height: 28px;
  color: var(--navy);
  margin-left: 4px;
}

.video-embed .duration {
  position: absolute;
  bottom: 12px;
  right: 12px;
  background: rgba(0, 0, 0, 0.7);
  color: #fff;
  font-size: 12px;
  font-weight: 600;
  padding: 4px 8px;
  border-radius: 4px;
}

.video-caption {
  font-size: 13px;
  color: #999;
  text-align: center;
  margin-top: -20px;
  margin-bottom: 32px;
}

.edu-related {
  background: var(--light-bg);
  padding: 64px 0;
}

.edu-related h2 {
  font-size: 24px;
  font-weight: 700;
  color: var(--heading-dark);
  margin-bottom: 32px;
}


/* ============================================
   Timely Reminder — single full-width banner
   ============================================ */

.reminder-banner {
  background: var(--light-bg);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 14px 0;
}

.reminder-banner .container {
  display: flex;
  align-items: center;
  gap: 16px;
}

.reminder-banner-icon {
  width: 32px;
  height: 32px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--red);
  flex-shrink: 0;
}

.reminder-banner-icon svg {
  width: 14px;
  height: 14px;
}

.reminder-banner-body {
  flex: 1;
  min-width: 0;
  font-size: 14px;
  line-height: 1.45;
  color: var(--body-text);
}

.reminder-banner-body strong {
  color: var(--heading-dark);
  font-weight: 600;
  margin-right: 6px;
}

.reminder-banner-cta {
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  display: inline-flex;
  align-items: center;
  gap: 4px;
  white-space: nowrap;
  flex-shrink: 0;
}

.reminder-banner-cta svg {
  width: 13px;
  height: 13px;
}

.reminder-banner-dismiss {
  font-size: 16px;
  color: #bbb;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px 8px;
  flex-shrink: 0;
  line-height: 1;
}

.reminder-banner-dismiss:hover {
  color: #666;
}

@media (max-width: 700px) {
  .reminder-banner .container {
    flex-wrap: wrap;
  }
  .reminder-banner-body {
    flex-basis: 100%;
  }
}


/* ============================================
   Investment Strategies hub section (2-card pivot)
   ============================================ */

.strategies-hub-intro {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 8px;
}

.strategies-hub-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 28px;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.strategies-hub-card:hover {
  border-color: var(--navy);
  box-shadow: 0 4px 12px rgba(41, 62, 93, 0.08);
}

.strategies-hub-card-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 12px;
}

.strategies-hub-card-head h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--heading-dark);
}

.strategies-hub-card-count {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: #999;
}

.strategies-hub-card > p {
  font-size: 14px;
  color: var(--body-text);
  line-height: 1.6;
  margin-bottom: 16px;
}

.strategies-hub-list {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 20px;
}

.strategies-hub-list span {
  font-size: 12px;
  padding: 4px 10px;
  background: var(--light-bg);
  border-radius: 12px;
  color: #555;
  font-weight: 500;
}

.strategies-hub-card .card-arrow {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
}

.strategies-hub-card .card-arrow svg {
  width: 14px;
  height: 14px;
}


/* ============================================
   Strategy Detail — Region Section
   ============================================ */

.region-section {
  padding: 56px 0;
}

.region-section + .region-section {
  border-top: 1px solid var(--border);
}

.region-section:nth-of-type(even) {
  background: var(--light-bg);
}

.region-section-head {
  display: flex;
  align-items: baseline;
  gap: 14px;
  margin-bottom: 8px;
}

.region-section-head h2 {
  font-size: 26px;
  font-weight: 700;
  color: var(--heading-dark);
}

.region-badge {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 3px 10px;
  border-radius: 3px;
  background: var(--navy);
  color: var(--white);
}

.region-badge.offshore {
  background: var(--blue-accent);
}

.region-section-sub {
  font-size: 14px;
  color: var(--body-text);
  margin-bottom: 28px;
  max-width: 720px;
}

.perf-strategies-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}

.perf-strategy-row {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 20px 24px;
  display: grid;
  grid-template-columns: minmax(220px, 1.4fr) 2.6fr;
  gap: 32px;
  align-items: center;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.perf-strategy-row:hover {
  border-color: var(--navy);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
}

.perf-strategy-info h3 {
  font-size: 17px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 4px;
}

/* Risk label sits alongside an optional time-horizon chip (SIM-2132); the
   wrapper owns the spacing so one or two chips look the same. */
.perf-strategy-info .strategy-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 8px;
}

.perf-strategy-info .risk-label {
  display: inline-block;
  font-size: 10px;
  font-weight: 600;
  padding: 2px 8px;
  border-radius: 3px;
  background: #eee;
  color: #666;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.perf-strategy-info .horizon-label {
  background: transparent;
  border: 1px solid #d8d8d8;
  color: #777;
}

.perf-strategy-info p {
  font-size: 12.5px;
  color: var(--body-text);
  line-height: 1.5;
}

/* Cell count varies: 4 normally, 5 when a strategy carries a Yield, and fewer
   when a figure is blank. Auto-flow columns fit whatever is output. SIM-2132. */
.perf-grid {
  display: grid;
  grid-auto-flow: column;
  grid-auto-columns: minmax(0, 1fr);
  gap: 16px;
}

.perf-cell {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.perf-cell-label {
  font-size: 10px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: #999;
}

.perf-cell-value {
  font-size: 17px;
  font-weight: 700;
  color: var(--heading-dark);
  line-height: 1.1;
}

.perf-cell-value.up { color: #22a06b; }
.perf-cell-value.down { color: var(--red); }
/* Yield is a level, not a change — no directional colour. SIM-2132. */
.perf-cell-value.neutral { color: var(--heading-dark); }
/* Market stat with no figure for the selected period — shown as a dash. SIM-2132. */
.dashboard-stat-change.blank { opacity: 0.45; }

.perf-cell-bar {
  position: relative;
  height: 4px;
  background: #efefef;
  border-radius: 2px;
  overflow: hidden;
  margin-top: 2px;
}

.perf-cell-bar-fill {
  position: absolute;
  top: 0;
  bottom: 0;
  left: 50%;
  background: #22a06b;
  border-radius: 2px;
}

.perf-cell-bar-fill.down {
  background: var(--red);
  transform: translateX(-100%);
  left: 50%;
}

.perf-disclaimer {
  font-size: 12px;
  color: #999;
  font-style: italic;
  margin-top: 20px;
  line-height: 1.6;
}


/* ============================================
   Newsletter detail page
   ============================================ */

.newsletter-hero {
  margin-top: 120px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 56px 0 48px;
  color: var(--white);
}

.newsletter-hero .breadcrumb {
  font-size: 13px;
  opacity: 0.7;
  margin-bottom: 16px;
}

.newsletter-hero .breadcrumb a {
  color: var(--white);
  opacity: 0.8;
}

.newsletter-hero .issue-meta {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 3px;
  background: rgba(255, 255, 255, 0.12);
  color: var(--white);
  margin-bottom: 16px;
}

.newsletter-hero h1 {
  font-size: 34px;
  font-weight: 700;
  max-width: 820px;
  line-height: 1.2;
  margin-bottom: 10px;
}

.newsletter-hero .issue-date {
  font-size: 14px;
  opacity: 0.75;
}

.newsletter-layout {
  padding: 56px 0 32px;
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 48px;
  max-width: 1000px;
  margin: 0 auto;
}

.newsletter-toc {
  font-size: 13px;
  position: sticky;
  top: 180px;
  align-self: start;
  max-height: calc(100vh - 200px);
  overflow-y: auto;
}

.newsletter-toc-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: #999;
  margin-bottom: 10px;
}

.newsletter-toc ul {
  list-style: none;
  padding: 0;
  border-left: 1px solid var(--border);
}

.newsletter-toc li {
  margin: 0;
}

.newsletter-toc a {
  display: block;
  padding: 8px 14px;
  font-size: 13px;
  color: var(--body-text);
  border-left: 2px solid transparent;
  margin-left: -1px;
  transition: all 0.2s;
  line-height: 1.4;
}

.newsletter-toc a:hover {
  color: var(--navy);
  background: var(--light-bg);
}

.newsletter-toc a.active {
  color: var(--navy);
  border-left-color: var(--navy);
  font-weight: 600;
}

.newsletter-article {
  max-width: 680px;
}

.newsletter-intro {
  font-size: 17px;
  line-height: 1.65;
  color: #444;
  padding-bottom: 32px;
  margin-bottom: 32px;
  border-bottom: 1px solid var(--border);
  font-weight: 400;
}

.newsletter-section-block {
  scroll-margin-top: 160px;
  margin-bottom: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid var(--border);
}

.newsletter-section-block:last-child {
  border-bottom: none;
}

.newsletter-section-block h2 {
  font-size: 22px;
  font-weight: 700;
  color: var(--heading-dark);
  margin-bottom: 8px;
  line-height: 1.3;
}

.newsletter-section-block .section-kicker {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: #999;
  display: block;
  margin-bottom: 8px;
}

.newsletter-section-block p {
  font-size: 15px;
  line-height: 1.7;
  color: var(--body-text);
  margin-bottom: 14px;
}

.newsletter-section-block .block-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  margin-top: 6px;
}

.newsletter-section-block .block-link svg {
  width: 13px;
  height: 13px;
}

.newsletter-inline-card {
  background: var(--light-bg);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 16px 20px;
  margin: 16px 0;
  display: flex;
  gap: 16px;
  align-items: center;
}

.newsletter-inline-card-icon {
  width: 40px;
  height: 40px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  flex-shrink: 0;
}

.newsletter-inline-card-body {
  flex: 1;
  min-width: 0;
}

.newsletter-inline-card-title {
  font-size: 14px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 2px;
}

.newsletter-inline-card-desc {
  font-size: 13px;
  color: var(--body-text);
  line-height: 1.4;
}

.newsletter-inline-card .block-link {
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  white-space: nowrap;
}

/* Issue navigation at bottom */
.newsletter-nav {
  border-top: 1px solid var(--border);
  background: var(--light-bg);
  padding: 32px 0;
}

.newsletter-nav .container {
  max-width: 1000px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.newsletter-nav-link {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 16px 20px;
  transition: border-color 0.2s, transform 0.2s;
}

.newsletter-nav-link:hover {
  border-color: var(--navy);
  transform: translateY(-2px);
}

.newsletter-nav-link.next {
  text-align: right;
}

.newsletter-nav-link .label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: #999;
  display: block;
  margin-bottom: 4px;
}

.newsletter-nav-link .title {
  font-size: 15px;
  font-weight: 600;
  color: var(--heading-dark);
  line-height: 1.35;
}

.newsletter-nav-link.disabled {
  opacity: 0.4;
  pointer-events: none;
}

.newsletter-back {
  text-align: center;
  margin: 24px 0 0;
  font-size: 13px;
  color: var(--body-text);
}

.newsletter-back a {
  color: var(--navy);
  font-weight: 600;
}

@media (max-width: 800px) {
  .newsletter-layout {
    grid-template-columns: 1fr;
  }
  .newsletter-toc {
    position: static;
    max-height: none;
  }
  .newsletter-nav .container {
    grid-template-columns: 1fr;
  }
}


/* ============================================
   Newsletter preview on hub + archive page
   ============================================ */

.newsletter-preview-wrap {
  background: var(--white);
  padding: 40px 0 0;
}

.newsletter-preview-head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  margin-bottom: 20px;
}

.newsletter-preview-head h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--heading-dark);
}

.newsletter-preview-head .view-all-link {
  margin-top: 0;
}

.newsletter-preview-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.newsletter-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 20px;
  transition: border-color 0.2s, transform 0.2s;
  display: flex;
  flex-direction: column;
  gap: 10px;
  cursor: pointer;
}

.newsletter-card:hover {
  border-color: var(--navy);
  transform: translateY(-2px);
}

.newsletter-card-quarter {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--red);
}

.newsletter-card-title {
  font-size: 15px;
  font-weight: 600;
  color: var(--heading-dark);
  line-height: 1.35;
}

.newsletter-card-date {
  font-size: 12px;
  color: #999;
}

.newsletter-card-topics {
  font-size: 12px;
  color: var(--body-text);
  line-height: 1.5;
  margin-top: 4px;
}

.newsletter-card-footer {
  font-size: 12px;
  font-weight: 600;
  color: var(--navy);
  display: inline-flex;
  align-items: center;
  gap: 4px;
  margin-top: auto;
  padding-top: 8px;
}

.newsletter-card-footer svg {
  width: 12px;
  height: 12px;
}

.newsletter-archive-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}


/* ============================================
   Responsive additions
   ============================================ */

@media (max-width: 900px) {
  .strategies-hub-intro,
  .newsletter-preview-grid,
  .newsletter-archive-grid {
    grid-template-columns: 1fr;
  }

  .perf-strategy-row {
    grid-template-columns: 1fr;
    gap: 20px;
  }

}

@media (max-width: 600px) {
  .perf-grid {
    grid-auto-flow: row;
    grid-template-columns: repeat(2, 1fr);
  }
}


/* ============================================
   Wireframe Overrides
   Remove this block to restore brand colours
   ============================================ */

/* Keep semantic colours (up/down indicators) — flatten everything else */

.product-status.active,
.product-status.maturing,
.product-status.new {
  background: #eee;
  color: #666;
}

.strategy-card .risk-label.conservative,
.strategy-card .risk-label.moderate,
.strategy-card .risk-label.growth,
.strategy-card .risk-label.aggressive {
  background: #eee;
  color: #666;
}

.allocation-bar .equity { background: #444; }
.allocation-bar .bonds { background: #888; }
.allocation-bar .property { background: #aaa; }
.allocation-bar .cash { background: #ddd; }
.allocation-bar .alternatives { background: #666; }

.card-badge,
.article-hero .article-meta .badge,
.edu-hero .article-meta .badge {
  background: #666 !important;
}

.edu-card-tag {
  color: #666 !important;
  background: #eee !important;
}

.section-label {
  color: #888 !important;
}

.key-takeaways li::before {
  color: #888;
}

/* Scenario cards keep semantic colour (bull/base/bear) */

.footer-social a.linkedin,
.footer-social a.instagram,
.footer-social a.facebook {
  background: #888;
}

/* Reminder banner — flatten icon colour */
.reminder-banner-icon {
  color: #666;
}

/* Strategy hub cards — region badge goes grey */
.region-badge,
.region-badge.offshore {
  background: #666 !important;
}

/* Performance bars: keep up/down semantic, flatten background */
.perf-cell-bar-fill {
  /* semantic green kept */
}

/* Newsletter card quarter label — flatten */
.newsletter-card-quarter {
  color: #888 !important;
}

/* Ticker caption pill */
.dashboard-bar-caption .ticker-period-toggle span.active {
  background: #555 !important;
}

/* Wireframe label in top-left corner */
body::after {
  content: 'Prototype \2014  for structure & content review only';
  position: fixed;
  top: 78px;
  right: 16px;
  z-index: 9999;
  font-size: 11px;
  font-weight: 500;
  color: #999;
  background: #f5f5f5;
  border: 1px solid #ddd;
  padding: 4px 10px;
  border-radius: 4px;
  pointer-events: none;
}


/* ============================================
   Responsive
   ============================================ */

@media (max-width: 768px) {
  .articles-grid,
  .education-grid {
    grid-template-columns: 1fr;
  }

  .products-grid {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .page-hero h1 {
    font-size: 28px;
  }

  .article-hero h1 {
    font-size: 26px;
  }

  .newsletter-form {
    flex-direction: column;
  }

  .newsletter-form input {
    border-right: 2px solid rgba(255, 255, 255, 0.2);
    border-radius: 6px;
  }

  .newsletter-form button {
    border-radius: 6px;
  }
}


/* ============================================
   New Pages — Shared (Services / About / Team / Contact)
   ============================================ */

/* Option switcher pill bar (prototype affordance) */
.option-switch {
  position: sticky;
  top: 72px;
  margin-top: 72px;
  z-index: 850;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 10px 0;
  font-size: 12px;
}
.option-switch .os-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: #999;
  margin-right: 4px;
}
.option-switch a {
  font-size: 12px;
  font-weight: 600;
  color: var(--body-text);
  white-space: nowrap;
  padding: 5px 14px;
  border: 1px solid var(--border);
  border-radius: 20px;
  transition: all 0.2s;
}
.option-switch a:hover { border-color: var(--navy); color: var(--navy); }
.option-switch a.active {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}

/* Simple hero (reuses page-hero look but left-aligned variant) */
.simple-hero {
  margin-top: 72px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 72px 0 56px;
  color: var(--white);
}
.simple-hero .container { max-width: 1200px; }
.simple-hero .breadcrumb { font-size: 13px; opacity: 0.7; margin-bottom: 16px; }
.simple-hero .breadcrumb a { color: var(--white); opacity: 0.85; }
.simple-hero .eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: rgba(255,255,255,0.65);
  margin-bottom: 12px;
}
.simple-hero h1 {
  font-size: 42px;
  font-weight: 700;
  letter-spacing: -0.5px;
  line-height: 1.15;
  max-width: 760px;
  margin-bottom: 14px;
}
.simple-hero p {
  font-size: 18px;
  font-weight: 300;
  opacity: 0.85;
  max-width: 620px;
}

.section-tabs.static { position: static; box-shadow: none; }

/* When the switcher precedes the hero, the switcher already clears the fixed nav */
.option-switch + .simple-hero { margin-top: 0; }

/* Generic light section wrapper */
.page-section { padding: 64px 0; }
.page-section.alt { background: var(--light-bg); }
.page-section .section-header { margin-bottom: 40px; }

/* ============================================
   Services
   ============================================ */

/* Option A — icon cards, 3-up */
.svc-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.svc-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 28px;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s;
  cursor: pointer;
  display: flex;
  flex-direction: column;
}
.svc-card:hover {
  border-color: var(--navy);
  box-shadow: 0 4px 12px rgba(0,0,0,0.08);
  transform: translateY(-3px);
}
.svc-card-icon {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  background: var(--light-bg);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  margin-bottom: 16px;
}
.svc-card-icon svg { width: 22px; height: 22px; }
.svc-card h3 {
  font-size: 17px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 8px;
}
.svc-card p {
  font-size: 13.5px;
  color: var(--body-text);
  line-height: 1.55;
  margin-bottom: 16px;
}
.svc-card .card-arrow {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: auto;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
}
.svc-card .card-arrow svg { width: 14px; height: 14px; }

/* Option B — grouped rows by category */
.svc-group { margin-bottom: 48px; }
.svc-group:last-child { margin-bottom: 0; }
.svc-group-head {
  display: flex;
  align-items: baseline;
  gap: 14px;
  padding-bottom: 14px;
  margin-bottom: 20px;
  border-bottom: 1px solid var(--border);
}
.svc-group-head h2 {
  font-size: 22px;
  font-weight: 700;
  color: var(--heading-dark);
}
.svc-group-head .count {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: #999;
}
.svc-rows { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.svc-row {
  display: grid;
  grid-template-columns: 44px 1fr;
  gap: 16px;
  align-items: start;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 20px 22px;
  transition: border-color 0.2s, box-shadow 0.2s;
  cursor: pointer;
}
.svc-row:hover { border-color: var(--navy); box-shadow: 0 2px 8px rgba(0,0,0,0.05); }
.svc-row-icon {
  width: 44px;
  height: 44px;
  border-radius: 8px;
  background: var(--light-bg);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
}
.svc-row-icon svg { width: 20px; height: 20px; }
.svc-row h3 {
  font-size: 15.5px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 4px;
}
.svc-row p { font-size: 13px; color: var(--body-text); line-height: 1.5; }

/* Services process strip */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  counter-reset: step;
}
.process-step {
  position: relative;
  padding-top: 12px;
}
.process-step .num {
  font-size: 32px;
  font-weight: 700;
  color: var(--border);
  line-height: 1;
  margin-bottom: 10px;
}
.process-step h3 {
  font-size: 16px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 6px;
}
.process-step p { font-size: 13.5px; color: var(--body-text); line-height: 1.55; }

/* ============================================
   About
   ============================================ */

.about-story {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}
.about-story-media {
  aspect-ratio: 4/3;
  background: linear-gradient(135deg, #e8e8e8, #d4d4d4);
  border-radius: 12px;
  border: 1px solid var(--border);
}
.about-story-body h2 {
  font-size: 28px;
  font-weight: 700;
  color: var(--heading-dark);
  margin-bottom: 16px;
  line-height: 1.25;
}
.about-story-body p {
  font-size: 15.5px;
  color: var(--body-text);
  line-height: 1.75;
  margin-bottom: 16px;
}

/* Stats band */
.stat-band {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.stat-item { text-align: center; padding: 8px; }
.stat-item .stat-value {
  font-size: 40px;
  font-weight: 700;
  color: var(--heading-dark);
  line-height: 1;
  margin-bottom: 8px;
}
.stat-item .stat-label {
  font-size: 13px;
  color: var(--body-text);
  line-height: 1.4;
}

/* Values grid */
.values-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.value-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 28px;
  display: flex;
  gap: 18px;
}
.value-card-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--light-bg);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  flex-shrink: 0;
}
.value-card-icon svg { width: 22px; height: 22px; }
.value-card h3 {
  font-size: 17px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 6px;
}
.value-card p { font-size: 14px; color: var(--body-text); line-height: 1.6; }

/* Partners strip */
.partners-strip {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}
.partner-logo {
  height: 72px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.5px;
  color: #999;
  text-align: center;
  padding: 0 12px;
}

/* Testimonials */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.testimonial-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 28px;
  display: flex;
  flex-direction: column;
}
.testimonial-card .quote-mark {
  font-size: 44px;
  font-weight: 700;
  color: var(--border);
  line-height: 0.6;
  margin-bottom: 8px;
}
.testimonial-card p {
  font-size: 14.5px;
  color: #444;
  line-height: 1.65;
  font-style: italic;
  margin-bottom: 20px;
}
.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: auto;
}
.testimonial-author .avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--light-bg);
  border: 1px solid var(--border);
  flex-shrink: 0;
}
.testimonial-author .name { font-size: 13.5px; font-weight: 600; color: var(--heading-dark); }
.testimonial-author .meta { font-size: 12px; color: #999; }

/* ============================================
   Team
   ============================================ */

.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.team-grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
.team-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  overflow: hidden;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s;
}
.team-card:hover {
  border-color: var(--navy);
  box-shadow: 0 4px 12px rgba(0,0,0,0.08);
  transform: translateY(-3px);
}
.team-photo {
  aspect-ratio: 1/1;
  background: linear-gradient(135deg, #e8e8e8, #d0d0d0);
  position: relative;
}
.team-photo .initials {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 36px;
  font-weight: 700;
  color: rgba(0,0,0,0.18);
}
.team-card-body { padding: 18px 20px; }
.team-card-body h3 {
  font-size: 16px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 2px;
}
.team-card-role {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: 10px;
}
.team-card-bio { font-size: 13px; color: var(--body-text); line-height: 1.55; margin-bottom: 12px; }
.team-card-links { display: flex; gap: 10px; }
.team-card-links a {
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--light-bg);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  transition: background 0.2s;
}
.team-card-links a:hover { background: var(--border); }
.team-card-links svg { width: 14px; height: 14px; }

/* Team option B — leadership feature row */
.leader-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-bottom: 40px;
}
.leader-card {
  display: grid;
  grid-template-columns: 160px 1fr;
  gap: 24px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 24px;
  align-items: center;
}
.leader-photo {
  aspect-ratio: 1/1;
  border-radius: 8px;
  background: linear-gradient(135deg, #e8e8e8, #d0d0d0);
  position: relative;
}
.leader-photo .initials {
  position: absolute; inset: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: 30px; font-weight: 700; color: rgba(0,0,0,0.18);
}
.leader-card h3 { font-size: 19px; font-weight: 700; color: var(--heading-dark); margin-bottom: 2px; }
.leader-card .role {
  font-size: 12px; font-weight: 600; letter-spacing: 0.5px; text-transform: uppercase;
  color: var(--red); margin-bottom: 12px;
}
.leader-card p { font-size: 13.5px; color: var(--body-text); line-height: 1.6; }

/* ============================================
   Contact
   ============================================ */

.contact-layout {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 48px;
  align-items: start;
}
.contact-form-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 32px;
}
.contact-form-card h2 {
  font-size: 22px;
  font-weight: 700;
  color: var(--heading-dark);
  margin-bottom: 6px;
}
.contact-form-card > p { font-size: 14px; color: var(--body-text); margin-bottom: 24px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-field { margin-bottom: 16px; }
.form-field label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: var(--heading-dark);
  margin-bottom: 6px;
}
.form-field input,
.form-field select,
.form-field textarea {
  width: 100%;
  padding: 11px 14px;
  font-size: 14px;
  font-family: inherit;
  color: var(--heading-dark);
  border: 1px solid var(--border);
  border-radius: 8px;
  background: var(--white);
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.form-field textarea { resize: vertical; min-height: 120px; }
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(68,68,68,0.08);
}
.form-submit {
  width: 100%;
  padding: 13px;
  font-size: 14px;
  font-weight: 600;
  font-family: inherit;
  background: var(--navy);
  color: var(--white);
  border: none;
  border-radius: 6px;
  cursor: pointer;
  transition: background 0.2s;
  margin-top: 4px;
}
.form-submit:hover { background: var(--navy-light); }

.contact-info-stack { display: flex; flex-direction: column; gap: 16px; }
.info-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 22px 24px;
}
.info-card-row {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 12px 0;
  border-bottom: 1px solid var(--light-bg);
}
.info-card-row:last-child { border-bottom: none; }
.info-card-row:first-child { padding-top: 0; }
.info-icon {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: var(--light-bg);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  flex-shrink: 0;
}
.info-icon svg { width: 18px; height: 18px; }
.info-card-row .label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: #999;
  margin-bottom: 3px;
}
.info-card-row .value { font-size: 14px; color: var(--heading-dark); line-height: 1.5; font-weight: 500; }

.hours-list { list-style: none; }
.hours-list li {
  display: flex;
  justify-content: space-between;
  font-size: 14px;
  padding: 8px 0;
  border-bottom: 1px solid var(--light-bg);
}
.hours-list li:last-child { border-bottom: none; }
.hours-list .day { color: var(--body-text); }
.hours-list .time { color: var(--heading-dark); font-weight: 500; }

.map-embed {
  height: 340px;
  border-radius: 12px;
  border: 1px solid var(--border);
  background:
    repeating-linear-gradient(45deg, #ececec 0 2px, transparent 2px 22px),
    repeating-linear-gradient(-45deg, #ececec 0 2px, transparent 2px 22px),
    #f0f0f0;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}
.map-embed .map-pin {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  color: var(--navy);
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 14px 20px;
  box-shadow: 0 2px 8px rgba(0,0,0,0.08);
}
.map-embed .map-pin svg { width: 26px; height: 26px; }
.map-embed .map-pin span { font-size: 13px; font-weight: 600; color: var(--heading-dark); }

.book-cta {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  border-radius: 12px;
  padding: 40px;
  text-align: center;
  color: var(--white);
}
.book-cta h2 { font-size: 26px; font-weight: 700; margin-bottom: 10px; color: var(--white); }
.book-cta p { font-size: 15px; opacity: 0.85; max-width: 520px; margin: 0 auto 24px; }
.book-cta .btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--white);
  color: var(--navy);
  font-size: 14px;
  font-weight: 600;
  padding: 13px 26px;
  border-radius: 6px;
  transition: transform 0.2s;
}
.book-cta .btn:hover { transform: translateY(-2px); }
.book-cta .btn svg { width: 16px; height: 16px; }

/* ============================================
   New pages — responsive
   ============================================ */
@media (max-width: 900px) {
  .svc-grid, .team-grid, .team-grid.cols-3, .testimonial-grid,
  .partners-strip, .process-grid, .stat-band { grid-template-columns: repeat(2, 1fr); }
  .svc-rows, .values-grid, .leader-row { grid-template-columns: 1fr; }
  .about-story, .contact-layout { grid-template-columns: 1fr; gap: 32px; }
  .leader-card { grid-template-columns: 120px 1fr; }
}
@media (max-width: 600px) {
  .svc-grid, .team-grid, .team-grid.cols-3, .testimonial-grid,
  .partners-strip, .process-grid, .stat-band { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .simple-hero h1 { font-size: 30px; }
  .leader-card { grid-template-columns: 1fr; }
}


/* ============================================
   Contact — multiple offices
   ============================================ */

/* Office cards grid (Layout A) */
.office-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.office-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.office-card:hover { border-color: var(--navy); box-shadow: 0 4px 12px rgba(0,0,0,0.06); }
.office-map {
  height: 150px;
  position: relative;
  background:
    repeating-linear-gradient(45deg, #ececec 0 2px, transparent 2px 22px),
    repeating-linear-gradient(-45deg, #ececec 0 2px, transparent 2px 22px),
    #f0f0f0;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
}
.office-map svg { width: 26px; height: 26px; }
.office-badge {
  position: absolute;
  top: 12px;
  left: 12px;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  padding: 4px 9px;
  border-radius: 4px;
  background: var(--navy);
  color: var(--white);
}
.office-card-body { padding: 22px 24px; flex: 1; display: flex; flex-direction: column; }
.office-card-body h3 { font-size: 18px; font-weight: 700; color: var(--heading-dark); margin-bottom: 2px; }
.office-region { font-size: 12px; font-weight: 600; letter-spacing: 0.5px; text-transform: uppercase; color: var(--red); margin-bottom: 14px; }
.office-lines { list-style: none; margin: 0; padding: 0; }
.office-lines li {
  display: flex;
  gap: 11px;
  align-items: flex-start;
  font-size: 13.5px;
  color: var(--heading-dark);
  line-height: 1.5;
  padding: 9px 0;
  border-bottom: 1px solid var(--light-bg);
}
.office-lines li:last-child { border-bottom: none; }
.office-lines .li-icon {
  width: 30px; height: 30px; flex-shrink: 0;
  border-radius: 7px; background: var(--light-bg);
  display: flex; align-items: center; justify-content: center; color: var(--navy);
}
.office-lines .li-icon svg { width: 15px; height: 15px; }

/* Office selector (Layout B) */
.office-picker {
  display: grid;
  grid-template-columns: 300px 1fr;
  border: 1px solid var(--border);
  border-radius: 12px;
  overflow: hidden;
  background: var(--white);
}
.office-list { background: var(--light-bg); border-right: 1px solid var(--border); }
.office-tab {
  display: block;
  width: 100%;
  text-align: left;
  padding: 20px 24px;
  border: none;
  border-bottom: 1px solid var(--border);
  border-left: 3px solid transparent;
  background: none;
  cursor: pointer;
  font-family: inherit;
  transition: background 0.2s, border-color 0.2s;
}
.office-tab:last-child { border-bottom: none; }
.office-tab .ot-name { font-size: 15px; font-weight: 600; color: var(--heading-dark); }
.office-tab .ot-region { font-size: 12px; color: #999; margin-top: 2px; }
.office-tab:hover { background: rgba(0,0,0,0.02); }
.office-tab.active { background: var(--white); border-left-color: var(--navy); }
.office-tab.active .ot-name { color: var(--navy); }
.office-panel {
  padding: 30px 32px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
  align-items: start;
}
.office-panel-detail h3 { font-size: 20px; font-weight: 700; color: var(--heading-dark); margin-bottom: 2px; }
.office-panel-detail .office-region { margin-bottom: 18px; }
.office-panel .map-embed { height: 100%; min-height: 260px; }
.office-pane { display: none; }
.office-pane.active { display: grid; }

/* Form routing note */
.form-note {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 12.5px;
  color: var(--body-text);
  line-height: 1.5;
  background: var(--light-bg);
  border-radius: 8px;
  padding: 12px 14px;
  margin-bottom: 18px;
}
.form-note svg { width: 16px; height: 16px; color: var(--navy); flex-shrink: 0; margin-top: 1px; }

@media (max-width: 900px) {
  .office-grid { grid-template-columns: 1fr; }
  .office-picker { grid-template-columns: 1fr; }
  .office-list { display: flex; overflow-x: auto; border-right: none; border-bottom: 1px solid var(--border); }
  .office-tab { border-bottom: none; border-left: none; border-bottom: 3px solid transparent; white-space: nowrap; }
  .office-tab.active { border-left: none; border-bottom-color: var(--navy); }
  .office-panel { grid-template-columns: 1fr; }
}

/* ---- placeholder image gradients (from prototype index.html inline <style>) ---- */
    /* Placeholder images via CSS gradients */
    .img-market-1 { background: linear-gradient(135deg, #555 0%, #666 50%, #777 100%); }
    .img-market-2 { background: linear-gradient(135deg, #444 0%, #555 50%, #666 100%); }
    .img-market-3 { background: linear-gradient(135deg, #333 0%, #444 50%, #555 100%); }
    .img-edu-1 { background: linear-gradient(135deg, #e8e8e8 0%, #ddd 100%); }
    .img-edu-2 { background: linear-gradient(135deg, #e0e0e0 0%, #d0d0d0 100%); }
    .img-edu-3 { background: linear-gradient(135deg, #eee 0%, #ddd 100%); }