Maturing Structured Products

Currency: USD
Underlying Index: iSTOXX Core Euro & Global Water Decrement 5%
Payoff Profile: 69% lump sum return if index is flat or positive
Time Horizon: 5 Years
Capital Protection: 100% (Provided the index is not down by more than 40% at maturity)
Maturity Date: 7 December 2026

Currency: USD
Underlying Index: MSCI World 4% Decrement Index
Payoff Profile: 113.719% participation in the index
Time Horizon: 5 Years
Capital Protection: 100%
Maturity Date: 26 October 2026

Currency: USD
Underlying Index: Euro Stoxx 50 / ASX 200 / Nikkei 225
Payoff Profile: 8.40% p/a
Time Horizon: Maximum 6 Years, but may be subject to earlier redemption at the end of Years 3, 4 or 5
Capital Protection: 100% (Provided the index is not down by more than 40% at maturity)
Maturity Date: 28 September 2029

Currency: USD
Underlying Index: S&P 500
Payoff Profile: 9.2% p/a
Time Horizon: Maximum 5 Years, but may be subject to earlier redemption at the end of Years 3 or 4
Capital Protection: 100% (Provided the index is not down by more than 30% at maturity)
Maturity Date: 30 October 2028

Currency: ZAR
Underlying Index: Euro Stoxx 50 / ASX 200 / Nikkei 225
Payoff Profile: 14% p/a
Time Horizon: Maximum 6 Years, but may be subject to earlier redemption at the end of Years 3, 4 or 5
Capital Protection: 100%
Maturity Date: 7 November 2029

Currency: ZAR
Underlying Index: S&P 500
Payoff Profile: 8.4% p/a in USD, settled in Rands
Time Horizon: Maximum 5 Years, but may be subject to earlier redemption at the end of Years 3 or 4
Capital Protection: 100% (Provided the index is not down by more than 30% at maturity)
Maturity Date: 20 October 2028

Currency: ZAR
Underlying Index: S&P 500
Payoff Profile: 46.5% Return if the Index is flat or positive. Investor joins in all upside above 46.5%
Time Horizon: 3.5 Years
Capital Protection: 100% (Provided the index is not down by more than 30% at maturity)
Maturity Date: 23 September 2026